Compliance Audits
Our professionals can augment your internal efforts by bringing experience and up-to-date knowledge to the Compliance Audit pillar of your Compliance Management System.
Our Compliance Audit services include:
- Lending: We can help assess the adequacy of the bank’s established compliance management program and its regulation of technical performance with regulatory compliance matters.
- Deposits: We can help assess the adequacy of the bank’s established compliance management program and its regulation of technical performance with regulatory compliance matters.
- Home Mortgage Disclosure Act (HMDA): We can help conduct a data integrity assessment of the bank’s HMDA/Loan Application Register (LAR), focusing on transactions recorded during a specified timeframe.
- Fair Lending: We can help conduct a fair lending/non-discrimination assessment of the adequacy of the bank’s written policies and procedures regarding equal treatment for all credit applicants; furthermore, our professional will confirm whether loan officers adhere to principles of fair lending without consideration of the “prohibited basis.”
- Community Reinvestment Act (CRA): We can help conduct quarterly data integrity reviews of the bank’s CRA/Loan Application Register (LAR).
- Non-Deposit Investment Product (NDIP): We can provide an assessment of the bank’s risk, as it relates to the Interagency Statement on Retail Sales of Non-Deposit Investment Products issued February 17, 1994.
