Financial Management

A business grows from strong leadership, strategically positioned and supported at every level to guide and ensure its success. The tenured consulting staff at ProBank Austin is knowledgeable in all phases of financial institution management. We assist in planning and implementing a course of action to improve the operation, enhance the profitability, and as your trusted partner, help you navigate through the industry’s most complex compliance issues to meet and exceed regulatory requirements.

We assist asset liability committees, senior management teams, and Boards in developing strategies for improved earnings, while maintaining acceptable levels of Interest Rate Risk (IRR), liquidity risk, and credit risk. Our monthly Asset/Liability Management (ALM) and quarterly Interest Risk Rate (IRR) reports are designed to be both comprehensive and to satisfy examiner expectations. And, because we’ve worked with so many institutions, our Financial Management team is able to quickly identify regulatory issues and better prepare you for safety and soundness exams.

Let us share our Financial Management tools and knowledge to help you better navigate regulatory expectations and the industry’s best practices.

Financial Management Services:

• Asset/Liability Management (ALM) and Interest Rate Risk (IRR) Management
  • Budgeting
  • Deposit Decay & Beta Analysis
  • Independent IRR & Liquidity Reviews
  • Liquidity Risk and Stress Testing
  • Loan Prepayment Analysis
  • Monthly ALM reporting
  • Quarterly IRR reporting
• Third Party Reviews
  • Interest Rate Risk Management (IRR)
  • Liquidity Risk Management
• Profitability Analysis
  • Customer
  • Branch
  • Officer
  • Product
  • Line of Business
• LoanPricingPRO^®
  • Proprietary Loan Pricing Model
• CECL AdvisorPRO
  • Loan Data Extracts
  • Storing Data
  • Computer Programming