Profitability Analysis

ProBank Austin serves financial institutions of all sizes by providing an outsourced profitability analysis solution that is analytically accurate, multi-dimensional, insightful and efficient. Working with key internal business process owners, we design, develop, implement and support a fully-reconciling profitability system that provides a single credible viewpoint on customer account level profitability.

All aspects of financial institution profitability are integrated so that each view of profitability reconciles directly to both balance sheet and income statement, and each view reconciles fully to every other view.

The multi-dimensional profitability viewpoints include:

Industry-wide best practices are incorporated into every element of the ProBank Austin Profitability System including funds transfer pricing, cost allocation, and fee income recognition. We provide quarterly executive management reports include easy-to-read data tables and crisp graphics which allow senior managers to quickly and efficiently grasp key aspects of relevant profitability dynamics.

Profitability insights are provided that touch every profit center of the institution including: lending, deposit gathering, trust and wealth management (where applicable), treasury management and marketing. Each of these profitability insights are further divided by line of business for both commercial and retail lines, and for both loans and deposits and other fee-based services. A number of uniquely useful reports and analyses are available covering nearly any conceivable area of profitability interest. The system is supported by an internet-based analysis and reporting tool delivered alongside our commercial loan pricing software, LoanPricingPRO®, that allows each internal system user access to profitability results that align with individualized areas of responsibility.

Our profitability consultants are available to assist with the interpretation of profitability results and defining business strategies to effectively utilize the information for improving institutional performance.

Profitability Improvement Capabilities

Financial Management Software

The ProBank Austin Profitability System is a powerful tool designed to assist financial institutions with understanding and improving institutional profitability in an efficient and effective manner.

Let us put our five decades of experience to work for you.

Contact Us

CorporateOffices

Toll Free 800.523.4778