Capital Planning & Stress Testing
Understanding the near-term and long-range capital needs is an essential component of all banks’ planning scenarios. M&A transactions can dramatically change the dynamics of an institutions’ capital structure. ProBank Austin’s familiarity with capital markets and instruments provide clients with realistic strategies for attracting public and private capital resources to support growth opportunities and to meet regulatory expectations. We incorporate the Basel III framework along with the client’s internal capital guidelines and specific regulatory expectations into the capital plan.
ProBank Austin’s Capital Plans incorporate necessary and relevant stress testing of earnings, liquidity, and capital to fulfill regulatory expectations and provide management with a useful assessment of risk.