2024 CRA for Small Banks

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Electronic Item No: EM-CRA-S
Preorder Price: $115

The 2024 CRA for Small Banks manual provides a simplified review of the new CRA final rule. The final rule as published on February 1, 2024, contains complex language that includes information for all asset sizes and institutional categories, including those institutions that are over $10 billion in assets. This manual weeds out all of the unnecessary information so you can stay focused on what matters for your institution.

TOPICS

• Purpose
• Applicability Dates
• Definitions
• Geographic Considerations
  • Facility-based assessment areas
  • Outside Retail Lending Areas
• Small Bank Performance Standards
• Performance Context Information Considerations
• Conclusions and Ratings for Small Banks
• Effect of Evidence of Discrimination
• Content and Availability of Public File
• Public Information
• Transition Provisions

This manual is an excellent resource for you to review the final rule and the impact to your institution without all the clutter.