Introduction to Lending Compliance Three Hour

Recorded: February 19, 2025
Presented by: Ginger McCullough, Manage, Forvis Mazars, LLP

A half-day covering a basic introduction to federal lending compliance regulations.

The federal laws and regulations that apply to loans can be numerous, complicated, and confusing. It is no wonder that people who are new to loans – especially consumer mortgage loans – can be overwhelmed. As financial institutions hire employees to be involved in originating, processing, and servicing loans, training is essential to provide them basic introductory knowledge of the rules that apply, the importance of those rules, and why institutions have the procedures that they do.

This session will provide an overview of the primary federal lending compliance provisions that affect loans and is designed to assist those employees who are new to the lending area and need an introductory understanding of the laws and regulations that may apply.

HERE IS WHAT YOU’LL LEARN:

• Equal Credit Opportunity Act/Regulation B
• Appraisal Regulations
• Fair Housing Act
• Fair Credit Reporting Act
• Unfair, Deceptive, Abusive Acts or Practices
• Community Reinvestment Act
• Truth-in-Lending Act
• Real Estate Settlement Procedures Act
• Flood Disaster Protection Act
• Home Mortgage Disclosure Act/Regulation C
• Private Mortgage Insurance
• Military Lending Act
• SAFE Act

Quick mention of:

• Regulation O (Loans to Insiders)
• Bank Sales of Insurance
• Homeownership Counseling
• Servicemember Civil Relief Act