These manuals are used in our day-long Deposit Documentation seminars and contain hard-to-get state law information. They are written in “plain English” for use in standardizing the account-opening process. Please reference the listing below for state availability.
The manual includes discussions of:
Account Opening Procedures
- Customer Identification
- Verifying Depositor Information
- Standardizing Procedures
- Customer/Member Due Diligence and Beneficial Ownership
TIN Documentation
- Obtaining the Appropriate TIN
- Required Certifications
- NRA Requirements
Account Titles (Account Titles Vary by State)
- Individual Accounts
- Informal Trusts
- Uniform Transfers (or Gifts) to Minors Act
- Minor Accounts
- Joint Accounts with Rights of Survivorship
- Joint Accounts without Rights of Survivorship
- Payable on Death Accounts
- Estate Accounts
- Grantor Trusts
- Funeral Trust Accounts
- Court-Appointed Personal Fiduciaries
- Social Security or SSI Representative Payee
- Sole Proprietorship
- Partnerships
- Corporations
- Limited Liability Companies
- Lawyer Trust Accounts
- Political Campaign Funds
Proper Documentation
- Personal & Business Accounts
- Fiduciary Accounts
- Organizational Accounts
- Powers of Attorney
Handling Requests for Changes
- Changes at Request of Customer
- Changes Due to Death
- Adding and Deleting Owners
DEPOSIT DOCUMENTATION MANUALS
The following Deposit Documentation Manuals will be available for purchase after we present the seminar.
State – Month Revised
- Alabama – February 2025
- Arkansas – September 2024
- California – June 2025
- Colorado – September 2024
- Florida – February 2025
- Georgia – January 2025
- Illinois – June 2025
- Indiana – June 2024
- Iowa – September 2024
- Kansas – December 2024
- Kentucky – July 2025
- Louisiana – June 2025
- Maryland – August 2024
- Massachusetts – July 2024
- Minnesota – August 2024
- Mississippi – April 2025
- North Carolina – April 2025
- Ohio – April 2025
- Oklahoma – March 2025
- Pennsylvania – May 2025
- South Carolina – May 2025
- South Dakota – August 2024
- Tennessee – July 2024
- Texas – August 2024
- Virginia – August 2024
- Washington – June 2024
Please call 800-523-4778, Option 1 for any questions regarding the state specific Deposit Documentation manuals.
