ACH Processing & Compliance

This manual brings you the information you need to keep on top of the latest changes in the field of ACH processing. Presented in an easy-to-understand, one-day format, this seminar reviews the basis and structure for all ACH processing – the NACHA Rules. New and recent changes to the Rules including Enhanced International ACH Transactions (IATs), Fraud Monitoring by ODFIs and RDFIs, Acceleration of funds availability for certain ACH credits, and other Risk Management topics are discussed in detail. Recent proposed Rules changes on possibly adding a fourth same-day ACH “window”, along with possible future Rules proposals are reviewed. The annual expansion of and enhancements to the ACH “self-audit” are thoroughly discussed, and the federal ACH examination is highlighted.

Treasury’s Green Book – A Guide to Federal Government ACH Payments and Collections is discussed with a focus on the updated reclamation process, and the 2026 modifications (if any) to the Green Book.

Compliance issues including OFAC impacts to ACH processing, suspicious activity reporting (SAR), the federal focus on ACH as part of the annual Bank Secrecy Act (BSA) examination efforts, and the standardization of the garnishment of exempt federal benefits payment processing, are all highlighted. Major areas of ACH risk are addressed, including methods and procedures to minimize risk exposure. This seminar provides attendees with the opportunity to network with other professionals interested in ACH processing and compliance.