Due Diligence

Increasing regulation, competition, compressed earnings, and financial institution failures have presented opportunities for financially-sound, forward-thinking institutions and investor groups to explore new opportunities through mergers and acquisitions and/or purchasing assets or pools of assets. Due diligence is the duty of Boards of Directors and executive management to act prudently and to evaluate risks inherent in expansion through mergers and acquisitions.

We can help organizations assess the financial impact of a proposed transaction. We can help prepare and present financial considerations of the deal to your organization’s decision makers. Our due diligence assignments represent either buyers or sellers. We can assess loan portfolios, investment securities, consumer compliance issues, operations, management and staffing, compensation, and retirement programs.

We can offer professional insight into the cultural compatibility between two merging institutions and conduct research on personnel, the community, and the marketplace to find out whether these key factors align with the goals and objectives of the buyers or sellers. A financial institution’s assets, or pools of assets, can be viewed either onsite or offsite utilizing secure technology. FORVIS confidential research and due diligence reviews can be accomplished seamlessly without disruption to daily operations.