Lending
| • Section 1 | Truth-in-Lending Act, Regulation Z (Mortgage Loans), the following topics:
-TIL-RESPA Integrated Disclosure (TRID) requirements -Home Ownership and Equity Protection Act (HOEPA) and Higher-Priced Mortgage (HPML) Loans -Ability-to-Repay and Qualified Mortgages -Adjustable Rate Mortgages -Loan Originator Compensation, Qualification, and Identification Requirements |
| • Section 2 | Truth-in-Lending Act, Regulation Z (Home Equity Lines of Credit) |
| • Section 3 | Truth-in-Lending Act, Regulation Z (Other Consumer Loans) |
| • Section 4 | Real Estate Settlement Procedures Act (RESPA)/Regulation X |
| • Section 5 | Home Mortgage Disclosure Act (HMDA)/Regulation C |
| • Section 6 | Flood Disaster Protection Act |
| • Section 7 | Equal Credit Opportunity Act (ECOA)/Regulation B |
| • Section 8 | Fair Housing Act |
| • Section 9 | Fair Credit Reporting Act (FCRA)/Regulation V |
| • Section 10 | Homeowner’s Protection Act (PMI) |
| • Section 11 | Unfair, Deceptive or Abusive Acts or Practices (UDAAP), Regulation AA |
| • Section 12 | Insider Lending/Regulation O |
| • Section 13 | Servicemembers Civil Relief Act (SCRA) |
| • Section 14 | Community Reinvestment Act (CRA) |
| • Section 15 | Homeownership Counseling Act |
| • Section 16 | Military Lending Act |
| • Section 17 | Secure and Fair Enforcement of Mortgage Licensing (SAFE Act) |
| [Reserved Sections] | |