Advanced Truth-in-Lending

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Item No: ATIL-M
Price: $180/$150



The Truth-in-Lending Act and Regulation Z have undergone tremendous changes within the past few years. The Dodd-Frank Act brought, and the CFPB continues to revise, numerous provisions relating to origination requirements (including a consumer’s Ability to Repay, higher-priced mortgage loans, and the fundamental reconstruction of the TIL/GFE and HUD-1 into the Loan Estimate and Closing Disclosure requirements) and servicing (including periodic statements and other post-closing notices). It is vitally important for compliance professionals and others involved in the lending process to be reminded of current, unchanged rules as well as to know of the many details in the new rules. In addition to reviewing closed-end rules, this manual will include a discussion of open-end regulations, including HELOCs.

This manual is advanced which reviews almost all of Regulation Z, but will focus on the more difficult aspects and details of the rules. Therefore, this manual is recommended for those that already have basic to intermediate knowledge of Regulation Z and key concepts.


  • Coverage
  • Definitions and Key Concepts
  • Right of Rescission
  • Closed-End Rules
    • Loan Estimate and Closing Disclosure
    •  HPMLs and High-Cost
    • Ability-to-Repay
    • Servicing
    • Loan Originator Compensation
  • Open-End Rules
    • Personal and HELOCs
    •  Account-Opening Disclosures
    • Servicing
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