Overdraft Locs and Helocs: Are You Compliant? – ON-DEMAND WEBINARS


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SKU: SWOHC Category:

Recorded: March 31, 2021

Presented by: Ms. Leah Hamilton, VP and Senior Consultant, FORVIS

Open-end credit compliance is under heightened scrutiny with examiners – especially Overdraft Lines of Credit (OD LOC) and Home Equity Lines of Credit (HELOCs). Join this two-hour webinar to review the regulatory requirements, disclosure requirements, examiner hot buttons and best practices for conducting your compliance review for OD LOCs and HELOCs.

When it comes to open-end credit lending, the regulatory requirements change depending on whether it is home secured or non-home secured. From advertising/solicitation disclosures to account opening disclosures to periodic statements – examiners are scrutinizing your process, consistency, fees, calculations and more. This session will clarify those ins and outs to set you on track for your next compliance review, audit or exam.

During the Overdraft LOCs and HELOCs: Are You Compliant? webinar, we will cover:

  • Open-end advertising disclosures
  • Disclosures for Overdraft Lines of Credit
  • Disclosures for Home Equity Lines of Credit
  • Periodic statement requirements
  • Examiner hot buttons
  • Best practices for conducting your compliance review
Who Should Listen

The Overdraft LOCs and HELOCs: Are You Compliant? webinar will be of value to compliance officers, managers, specialists, and analysts as well as retail staff, servicing staff and management.

Program Level: Basic/Intermediate

Prerequisite/Advanced Preparation: Basic Knowledge of Lending Regulations.

Field of Study: Specialized Knowledge

Copyright Disclaimer

Any recording, transmission, retransmission, or republishing of any portion of this webinar is prohibited.