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SKU: SWHDW Category:

Recorded: September 10, 2020

Presented by: Ms. Natalie Straus, CRCM, VP and Senior Consultant, FORVIS

Join us for a 90-minute webinar where we will discuss the definitions and data points associated with HMDA “dwellings.”

“Dwellings” are a key factor in your HMDA reporting. In fact, you won’t even include a transaction on the LAR unless it is secured by a “dwelling”! Therefore, it’s important to be familiar with all of the nuances incorporated in HMDA’s definition, as well as the relevant data points.

We’ll talk about:

  • “Dwelling” definition, including:
    • Multifamily property
    • Mixed-use property
    • Manufactured home communities
    • Transitory residences
  • The importance of dwellings in:
    • Closed-end mortgage loans
    • Open-end lines of credit
  • How dwellings are incorporated in:
    • Home purchases
    • Home improvements
    • Refinancing

We’ll also cover dwelling-related date points:

  • Construction method
  • Occupancy type
  • Property location
  • Lien status
  • Property value
  • Manufactured home secured property type
  • Manufactured home land property interest
  • Total units
  • Multifamily affordable units
Who Should Listen

This webinar is designed for all HMDA reporters. Appropriate staff to attend would include loan officers (including commercial loan officers), compliance officers, loan processors, loan administration, loan review and internal audit personnel.

Program Level: Intermediate

Prerequisite/Advanced Preparation: Basic Knowledge of Lending Regulations.

Field of Study: Specialized Knowledge

Copyright Disclaimer

Any recording, transmission, retransmission, or republishing of any portion of this webinar is prohibited.