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Banking Market Update – May 2020

May 4, 2020 - 1 min read

  This Banking Market Update provides earnings, equity market and M&A analysis for the banking industry through April 2020. Please contact us if you would like further data or to discuss how the COVID-19 pandemic may impact your bank. May 2020 Banking Market Update

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ProBank Austin Advisor

April 27, 2020 - 1 min read

Economic data continues to be shocking but fully expected. The issue is not how bad is the economic data from March, the issue is the pace of restarting the economy. At this point, it appears it will be a rolling restart with parts of the economy allowed to restart in some parts of the country…

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Michigan Banking Summary – Pre-Coronavirus vs. Pre-Great Recession

April 21, 2020 - 14 min read

With the world’s attention, and understandably so, on any and every developing story related to the coronavirus pandemic, I thought I would take a quick look at a few underlying financial metrics that existed within the banking industry at year-end 2019, as compared to those same metrics just before the start of the Great Recession….

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ProBank Austin Advisor

April 20, 2020 - 1 min read

The data is ugly, but this is expected and is not moving financial markets. As everyone knew, the data being released for March is shocking. Retail sales, housing starts, and industrial production all were down record monthly amounts. Shutting down the economy not only leads to a huge increase in unemployment but also causes output and…

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Lending Environment Due to COVID-19

April 17, 2020 - 3 min read

Since the rapid onset of the novel Corona Virus striking US and global financial markets, benchmark interest rates have fallen sharply.  Over the past month US Treasury rates for 5 and 10 year securities have quickly moved to historic lows. If your institution is using unadjusted US Treasury rates as proxies for market based cost…

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ProBank Austin Advisor

April 13, 2020 - 1 min read

The beginning of the bad data has begun and will only get worse through next month. The first of the economic data impacted by the coronavirus shutdown is being released. Unemployment claims have totaled 17 Million in the last three weeks. There are more of this kind of data to be released in the next…

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Lending Considerations for Community Banks During the Coronavirus Pandemic

April 7, 2020 - 2 min read

Register Now The economic impact of the Coronavirus Pandemic is now touching nearly every business and organization in essentially every country around the world.  To be able to continue to support your local community, community-based financial institutions need to be able to respond to the evolving financing needs of each customer, including business borrowers. Understanding…

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ProBank Austin Advisor

April 6, 2020 - 1 min read

The data is bad and will get worse but will tell us nothing about the next six months. The last of the pre-coronavirus crisis economic data was released last week. Also, the first of the economic data impacted by the shut-down of global economies was released. The largest impact is, of course, the labor markets…

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ProBank Austin Advisor

March 30, 2020 - 1 min read

Economic data is of little value in making longer-term forecasts. It is too early in the health crisis to be able to forecast the nature of economic conditions when this passes. There are forecasts of a V-shaped business cycle where growth surges in either the third quarter or fourth. There are forecasts of a U-shaped…

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Voluntary Credit Union Diversity Self-Assessment

March 24, 2020 - 1 min read

In a letter to Credit Unions, 19-CU- 03, NCUA chairman, Rodney E. Hood, reemphasizes the value of the voluntary Credit Union Diversity Self-Assessment Tool. The tool is not part of the NCUA’s or state regulators’ examination process and has no impact on a credit union’s CAMEL rating. Rather, the tool serves as a guide to improve…

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