Experience has shown that nothing can move the needle on bank-wide profitability more than growth of the commercial loan portfolio — so long as credit quality is maintained. Jeff Morris and Andy Morgan, Managing Directors of Austin’s Financial Management practice area, presented Loan Growth Strategies for Highly-Competitive Markets, a webinar illustrating opportunities still exist that can provide meaningful growth without lowering a bank’s credit standards or creating additional interest rate risk.
This webinar explored growth strategies for highly-competitive markets and provided recommendations for structuring new loans that will be attractive to high quality borrowers. We also provided guidance on best practices for determining ROE targets appropriate for a bank’s existing loan portfolio, balance sheet positioning, and current lending environment.
Dealing with Smaller Sized Loans (38:45)