Whether you are a Community Bank mirroring the new Basel III standards voluntarily, or a larger bank required to comply with the new capital guidelines, the effects of these increased standards will cause you to either charge your commercial loan customers (perhaps significantly) higher rates, or accept a significantly lower risk adjusted return on capital (RAROC) for your bank.

Prepare now by planning your institution’s most effective response to the implementation of these new guidelines.

Please see the full length article, provided by Austin Associates and LoanPricingPRO™, which covers each of the commonly originated loan types affected by the new standards.

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